Terms of Service

These Terms of Service govern your access to and use of BuildKola, a product operated by TechKola (“BuildKola”, “we”, “us”, or “our”). By creating an account, accepting these terms, or using BuildKola, you agree to them.

If you use BuildKola for an organization, you confirm that you are authorized to accept these terms for that organization.

1. Eligibility and accounts

You must be at least 18 years old and legally able to enter into a binding agreement. You must provide accurate information, keep it current, protect your credentials, and promptly tell us if you suspect unauthorized access.

You are responsible for activity under your account except where the law provides otherwise. We may require email, phone, identity, business, or payment-destination verification before enabling sensitive capabilities.

2. The service

BuildKola provides software for individuals and organizations to manage profiles, relationships, verification, administrative workflows, and related records. Features may change as the service develops.

BuildKola is not a bank, lender, insurer, escrow service, or payment network. Financial and identity services may be provided by regulated third parties under their own terms. Availability may depend on country, verification status, provider support, and applicable law.

3. Organizations and permissions

An organization owner controls membership and access within that organization. Owners and administrators must assign permissions responsibly and remove access when it is no longer needed.

You must not claim an organization, invite a person, or submit organizational information without authority. We may ask for evidence of authority or registration.

4. Acceptable use

You must follow our Acceptable Use Policy. You must not use BuildKola to break the law, mislead others, infringe rights, evade controls, facilitate fraud, or interfere with the service.

5. Information and verification

You authorize us and our providers to process information you submit to provide the service, prevent fraud, meet legal obligations, and carry out verification you request or consent to. Verification outcomes may be delayed, unavailable, or require review.

Do not submit another person’s personal information unless you have a lawful basis and any required permission.

6. Third-party services

BuildKola may connect to identity, communication, hosting, monitoring, banking, payment, and other third-party services. Their availability and terms are outside our control. We are not responsible for third-party services to the extent permitted by law, but this does not limit rights that cannot lawfully be excluded.

7. Fees and taxes

We will disclose applicable BuildKola fees before a charge or paid commitment. You are responsible for taxes that apply to your use, except taxes imposed on our income. Third-party providers may separately charge fees.

8. Intellectual property

BuildKola and its software, design, branding, and content are owned by TechKola or its licensors. We grant you a limited, non-exclusive, non-transferable, revocable right to use the service in accordance with these terms.

You retain ownership of content you submit. You grant us the rights needed to host, process, transmit, display, and protect that content for operating and improving the service and complying with law.

9. Privacy

Our Privacy Policy explains how we handle personal data. Our Cookie Policy explains the technologies used on buildkola.com and how to manage optional choices.

10. Suspension and termination

You may stop using BuildKola at any time. We may restrict, suspend, or terminate access when reasonably necessary to protect people or the service, investigate suspected misuse, comply with law, address non-payment, or enforce these terms.

Where appropriate, we will give notice and an opportunity to resolve the issue. Some records may be retained after closure where required for security, disputes, legal obligations, or legitimate business records.

11. Service availability and disclaimers

We work to keep BuildKola reliable and secure, but no online service is uninterrupted or error-free. To the extent permitted by law, the service is provided “as is” and “as available”, without warranties that are not expressly stated here.

Nothing in these terms excludes statutory guarantees, consumer rights, or liability that cannot lawfully be excluded.

12. Limitation of liability

To the extent permitted by law, neither party is liable for indirect, incidental, special, punitive, or consequential loss, or lost profits, revenue, goodwill, or data, arising from use of the service.

This limitation does not apply to fraud, wilful misconduct, breach of confidentiality or data-protection duties, infringement, or liability that cannot lawfully be limited.

13. Changes

We may update these terms to reflect changes in the service, law, security, or business operations. We will provide reasonable notice of material changes and request renewed acceptance when appropriate. The version and effective date appear at the top of this page.

14. Governing law and disputes

These terms are governed by the laws of the Federal Republic of Nigeria, without limiting mandatory rights available to you under other applicable law. The courts of competent jurisdiction in Nigeria may hear disputes, subject to any required consumer dispute process.

Please contact us first so we can try to resolve a concern informally.

15. Contact

Questions about these terms may be sent to [email protected].